Smart Group Savings

Save Together,
Grow Together

PotPool helps groups of people save money together and take turns receiving the full pot. Safe, transparent, and fair for everyone.

PotPool - Multi-currency savings pot
How It Works

Four Simple Steps

Start saving with your group in minutes.

01

Create Account

Sign up with email. Takes less than a minute.

02

Start or Join Group

Create a group and invite members, or join with a password.

03

Set Your Pot

Choose the pot amount. Everyone contributes the same amount each round.

04

Take Turns

The system picks who gets the pot each round. You get notified by email when it's your turn.

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Fair Queue System

Everyone gets a fair turn. The system picks the order randomly.

Trust Score

Pay on time and your score grows. Higher scores unlock bigger pots.

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Safe Deposits

Your deposit is protected. If someone misses a payment, their deposit covers it. You get yours back at the end.

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Notifications

Get an email and on-site alert when it's your turn to receive the pot.

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Group Management

Create groups for employees, friends, or your company. Invite by password or email.

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Track Everything

See all payments, trust scores, and group activity in one place.

Why PotPool

Simple, safe, and fair

No banks, no middlemen. Just people helping each other save.

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For Employees

Workplace savings groups where the leader knows everyone personally. No deposit needed — trust is built through your work relationship. The leader sends a password by email. Queue can be random or manually arranged by the leader.

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For Individuals

People who don't have a prior relationship. A deposit is required to protect everyone — if someone can't pay, their deposit covers it. Deposit = (Number of Members - 1) × Pot Amount.

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For Companies

Corporate savings pools for teams and departments. A deposit is required, but high trust scores reduce it. Pot amounts range from 1,000 to 10,000+ in your chosen currency.

What

What is a Pot?

A Pot is the fixed amount of money that each member contributes every round. When it's your turn, you receive the entire Pot from all members — a lump sum you can use for anything.

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What is a Pool?

A Pool (or Money Pool) is a group of people who agree to save money together. Everyone pays the same amount into the Pot each round, and members take turns receiving the full amount. It's like a savings club.

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What is a Pot?

A Pot is the fixed amount of money that each member contributes every round. When it's your turn, you receive the entire Pot from all members — a lump sum you can use for anything.

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What is a Deposit?

A Deposit is a safety amount you pay upfront when joining a group. It protects everyone — if someone can't pay their Pot contribution, their Deposit covers it. You get your Deposit back when the round ends.

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What is a Queue?

The Queue is the order in which members receive the Pot. It's generated randomly each round so everyone gets a fair chance. You'll be notified when it's your turn.

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What is a Cycle?

A Cycle (or Round) is one complete rotation where every member in the group receives the Pot exactly once. After all members have received their turn, the cycle ends and a new one begins.

What is a Trust Score?

Your Trust Score (0.0 to 5.0) shows how reliable you are. Pay on time, complete rounds, and get good reviews to increase it. A higher score means lower deposit requirements and access to bigger groups.

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Platform Commission

PotPool charges a small 2% fee on the total value of each completed cycle. Registration is $1, and a Premium Leader account is $2/month. No hidden fees.

Notifications

When Is It My Turn?

The system follows the queue order. When your turn comes, you receive a notification on the platform AND an email. You have until the round deadline to collect your pot.

Trust Score

Better Score = Bigger Pools

Your trust score shows how reliable you are. The higher your score, the bigger the pot amounts you can join. Pay on time and complete rounds to build your score.

Pay on time+0.05
Finish a full round+0.20
Get good feedback+0.10
Pay late-0.20
Miss a payment-0.50
Leave early-1.00

Trust Score & Deposit

Better Score = Less Deposit

0 – 3.02× Pot
3.0 – 4.02× Pot
4.0 – 4.51.5× Pot
4.5 – 4.80.5× Pot
4.8 – 5.0No deposit

Ready to Start Saving?

Join thousands of people saving together. Zero risk, full transparency.